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When we had our analysis done, we had over 30 years of debt. Debt Shredder said that it could get us out of debt in less than 10 years saving us $106,000 in interest. The decision to get Debt Shredder was a no-brainer to my husband and I. In less than a month since we started using the program, we have already cut off $14,000 of interest. This is truly an investment for us and can't wait to tell our family and friends about this program.
Cheryl & I just bought a home together and got a 15 Year mortgage on it for $140,000. The mortgage people very happily told us about the low 3.625 APR and the low(er) monthly payment we would have. What they glossed over was that if we paid the loan off as we contracted we would pay over $41,600 in interest.
Enter the DEBT SHREDDER. Using the power of this incredible program and the money we already earn, The DEBT SHREDDER will have us paid off in 7.8 years. We will own our home outright in half the time. Plus we will KEEP ½ THE INTEREST ($ 21,424.42) FOR OUR FUTURE AND OUR SECURITY.
First, we dusted off the program that we bought yrs ago...we had over $190,000 in debt after mortgaging our home to pay for credit card debt and school loans. According to debt shredder, it was going to take another 14.7 yrs. But Debt Shredder shocked us with a payoff in 4.6! My wife and I are having so much fun watching the drip, drip, drip of our debts getting paid off. It's taught us budgeting and incorporating the many facets of the system.
With 26 years left on a 30 year mortgage, over $70,000 in credit card debt, 3 car payments a Harley payment twin girls in college. I was stressed every week paying bills. I thought I was doing good with paying extra on each bill. We were going no where...Then in November/2015 we started with Debt Shredder. So far as of July/2017 we paid off 2 credit cards.We needed a 4 door car (hated to give up my convertible - 2 grand-kids) another used car in June. I thought this is going to put years on to our debt. NOPE!!!! plugged in the figures and to my surprise we went from
6.8 years to 7.3 years to potentially be out of debt. I just follow the program...it tells me what to pay how much, when to move monies....it's that easy!!! Debt Shredder will save us as much as $125,566.80 in interest...that would have gone to the banks. Better in our pockets.
I started using the Debt Shredder on January 1, 2014, at that time, we had three mortgages totaling $117,025.97. To date, June 6, 2016, I was able to pay off two of the mortgages and reduce our debt to $28,096.54 and we saved about $46,242.63 in interest. It is hard to imagine being debt free, but it will be real for my family. I can’t wait!!
I highly recommend this program, the success I am having with it changed my outlook on life, it gives me confidence and it put me in position to stop worrying about retirement and start planning for it. Thanks and make it a great day!!
My husband and I starting using the Debt Shredder program in 2011. At this time we were married for less than one year, had two car payments, student loans, and a mortgage from a home we bought in 2009. As a newly married couple we found ourselves trying to rebound financially from the cost of our wedding, manage our combined debts, and save for our future.
Within the first two years of using the Debt Shredder we were able to eliminate both car loans and our student loans, as well as better manage our budget and increase our discretionary income. With the elimination of our loans we were able to pay down the principal of our home. One of the best features of this program is that it adapts to
your life. In 2013 we were blessed with the birth of our first child and saw an increase in our monthly expenses; however, by noting these changes in our account we were able to stay on track financially
and continue paying down our mortgage. In just 5 years we built substantial equity in our home, allowing us to build our dream home while also having our second child. The Debt Shredder gives us financial confidence in managing a new mortgage, child- care costs for two children, and planning for future expenses such as replacing a vehicle and purchasing furniture for our
new home. Even with all of these new expenses and uncertain increases to our salaries, we are looking forward to being debt free in 10 years. The Debt Shredder is a great tool to help us man- age our spending, plan for future expenses, and save thousands of dollars in interest. It is an investment that pays us back over and over again.
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